When you have been involved in an accident the insurance company will not pay your medical bills on an ongoing basis. This is quite surprising for some people. Rather, the insurance company requires you to accumulate all your bills and they will pay you a lump sum, including lost wages and pain and suffering. You will be required to sign a release and will get no further money from the insurance company.

You must know you are completely healed before you make a demand. I do not advise my clients to release their medical records to the insurance company. This is because the insurance company will take that release and obtain all records of injuries not related to the accident no matter how remote in time and use such information to reduce the money they pay. The insurance company’s job is to pay as little as possible.

If your health insurance is not an ERISA plan, they cannot recover your medical expenses unless you are fully compensated. Even under an ERISA plan, in insurer is not entitled to 100% of medical expenses if an attorney was paid to help the injured recover the medical expenses.

Everything must be documented. Take pictures of your injuries. Take pictures of the vehicle. Remember when the adjuster makes an offer, the main goal is to pay you as little as possible.

Call the law office of Attorney Kip Shepherd at 770-513-9615 for help dealing with personal injury and auto accident issues today.